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Case Summary: Dr. George Banda v. Joyce Phiri, Sarah Phiri, Judith Phiri, Gass Phiri And Betile Phiri (Appeal No. 113/2018) [2019] ZMCA 113 (25 April 2019)

the case addresses the issue of customary land in Zambia, specifically highlighting that customary land cannot be sold in the same manner as leasehold
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Judgment Delivered on 25th April 2019

 

Court: In the Court of Appeal of Zambia, Holden at Lusaka (Civil Jurisdiction)

 

Panel: Chashi, Sichinga and Lengalenga, JJA

 

Judgment of the Court by: Chashi, JA

 

Subject Matter: Customary Land in Zambia - Bona Fide Purchaser for Value Without Notice in Zambia- Conversion of Customary Land to Leasehold Tenure in Zambia


Facts:

This case revolves around a 5.88-hectare piece of land, originally traditional land, owned by Lazarous Phiri since 1956. Upon his death in 1976, it devolved to his five children (the Respondents), who in 2004 executed a Consent Settlement Order, equally sharing the land in 1.2-hectare portions. In 2006, the Appellant, Dr. George Banda, bought some traditional land from the 1st Respondent for K31,500.00. He then applied to convert it to leasehold tenure and obtained a certificate of title on 12th September 2014. The Appellant subsequently fenced off the entire land.

 

On 2nd September 2014, the 2nd, 3rd, 4th, and 5th Respondents filed a complaint in the Lands Tribunal, claiming they were not consulted about the sale and did not consent to it. They sought reliefs including the allocation of the 1st Respondent's portion to the Appellant, each Respondent taking possession of their 1.2 hectares, removal of the fence, and a declaration that they were the bona fide beneficiaries of the land. The 1st Respondent maintained he only sold his 1.2-hectare portion. The Appellant claimed he bought the entire land, having been shown the boundaries by the 1st Respondent and his wife, and that no one had made a claim until 2014 when the 1st Respondent's sister demanded an additional K70,000.00.

 

The Tribunal, adjudicating on affidavit evidence, found that the demand for additional payment should have alerted the Appellant to other interests. It also found no evidence of consent from the Chief or local authority. Considering Section 7 and Section 3(4) of The Lands Act, the Tribunal concluded the Respondents had a legal right. It further found that the requirements for conversion were not met due to the lack of consent from all affected parties, relying on Siwale and Others v Siwale and Still Water Farms Limited v Mpongwe District and Others. The Tribunal granted the reliefs sought by the Respondents.

 

The Appellant appealed to the High Court, arguing that he was a bona fide purchaser for value without notice, that he was the holder of the customary land since 2006, and that the Tribunal erred in not admitting recordings of the Respondents allegedly scheming to reverse the sale. The High Court upheld the Tribunal's decision, stating that the defence of bona fide purchaser for value without notice was not applicable as the Respondents had a legal right, not equitable interests. The High Court also held that the Appellant, being Zambian, should have had constructive notice of communal interests in customary land and should have made reasonable inquiries beyond the 1st Respondent. It further agreed that the Appellant should not have ignored the additional payment claims. Regarding the recordings, the High Court found that admitting them would be prejudicial to the Respondents as the dispute was agreed to be determined solely on affidavit evidence.

 

Issues:

·       Whether the Appellant was a bona fide purchaser for value without notice of the land, given the presumption of constructive notice of the Respondents' interests.

·       Whether the Appellant was the holder of the customary land since 2006, requiring the express consent of the 2nd, 3rd, 4th, and 5th Respondents.

·       Whether the Tribunal and the High Court erred in refusing to admit recordings as evidence, which the Appellant claimed proved a scheme to unlawfully reverse the transaction.

 

Holding:

On the first and second grounds (Bona Fide Purchaser and Consent): The Court of Appeal  agreed with the High Court that the defence of bona fide purchaser for value without notice is confined to prior interests or rights in equity and was not applicable in this case, as the Respondents had a legal right, not equitable interests.

The Court affirmed that the Appellant, being Zambian and dealing with customary land, should have had constructive notice that such land is ordinarily subject to interests and rights from more than one person, typically close family members.

The Court emphasized that a purchaser is obligated to undertake a full investigation of title and is deemed to have constructive notice of matters discoverable through diligent inquiries.

The Court found that the Appellant was aware the land was customary land and should have known the implications. His failure to heed the additional payment claims by the 1st Respondent's sister before obtaining the certificate of title amounted to an attempt to deprive the Respondents of their unregistered interest through registration, which the Court considered fraud.

The Court reiterated that customary land in Zambia cannot be bought or sold; it can only be alienated. Only land under leasehold tenure can be bought or sold. Therefore, the defence of bona fide purchaser for value without notice was not available to the Appellant as the land was customary at the time of the transaction, and the essentials for such a defence were not met.

 

On the third ground (Admissibility of Recordings): The Court upheld the Tribunal's refusal to admit the recordings. It noted that the parties had agreed to determine the matter solely on affidavit evidence.

Introducing electronic evidence via a further affidavit would have been against the spirit of the agreement and prejudicial to the Respondents, as they would not have had the opportunity to interrogate and test the authenticity of the recordings or lay the foundation of the evidence in accordance with The Evidence Act.

 

The Court of Appeal dismissed the appeal, finding no merit in any of the three grounds.

 

 Full Case: Here 



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